Student Finance for UK and International Students
Student Finance includes Tuition fee loan, Maintenance Loan- for full-time students only and Maintenance Grant or Special Support Grant-for full-time students only.
Students from England
Most full-time and part-time students can apply online to Student Finance England at Apply
You need to set up a student finance online account and feed in all your details, including your household income and other supporting information. Complete the online application.
Household Income: The household income is your income plus that of the people who live with you, can be your parents, your parent and their partner or your spouse.
Identity Proof: Valid UK passport details must be included in your application. If you don’t possess a UK passport or it has expired, send in your original birth or adoption certificate using the certificate form at the below mentioned address:
Student Finance England
PO Box 210
Download an application pack from Student Finance
and get the forms you need. Fill in your details in the application form and send it along with your non-UK passport or identity card at the below mentioned address:
Student Finance Services Non UK Team
Student Finance England
PO Box 89
If you’re a continuing student, that is, you got finance last year and want to avail it again, log in to your Student Finance Account
and apply online.
Scotland, Wales and Northern Ireland Students
There’s a different process for students from Scotland, Wales and Northern Ireland.. To know more about them, visit their respective student finance websites.
Dates and Deadlines
The deadline for applying is 9 months after the beginning of the academic year.
Loans and Grants
In the UK, there are three major types of loans and grants for Students: Tuition fee loan, Maintenance loan for living costs and Maintenance grant for living costs.
Tuition Fee Loan
English or EU full-time or part-time students can apply for a Tuition Fee Loan. The loan is paid straight in to your university or college and it must be repaid. For full-time students, the tuition fee loan is up to £9,000, full-time students at a private university or college, it is £6,000, for part-time students, it is £6,750 and Part-time students at a private university or college, the tuition fee loan is up to £4,500.
Maintenance Loan for Living Costs
You must be a full-time English student in order to receive a maintenance loan for living costs. . Part-time students, EU students and students aged 60 and over are not eligible for this loan. The loan is paid straight into your bank account at the beginning of term and requires to be repaid.
Maintenance Grant for Living Costs
You must be a full-time English student in order to receive a maintenance grant for living costs. Part-time and EU students are not eligible for this loan. The grant is paid into your bank account at the start of term and it does not have to be repaid.
Special Support Grant
Full-time students can apply for special support grant. Part-time and EU students are not eligible for the same. To avail the special support grant, you must get or qualify for Income support or Housing benefit, or if you’re a sole parent or have certain disabilities, in that case, you’re entitled to get the grant.
Loans and Grants: Eligibility
You are eligible for loans and grants if you’ve done or applied for a course in the UK (like first degree, foundation degree, certificate of higher education, DipHE, HND, HNC, postgraduate certificate of education or initial teacher training), you’re are a UK national or have a ‘settled status’ or you have been living in the UK for 3 years before starting the course.
You may also be eligible if your residency status complies with one of the following- EU national, family member of an EU national, refugee, humanitarian protection, migrant worker, child of a Swiss national, or a child of a Turkish worker.
Loans and Grants: Repayments
Tuition fee loans and maintenance loans are to be repaid with interest thereon. The repayments are linked to your income. If your income is over £21,000 a year, then only you make refunds. Use the repayments calculator
to find out how much you pay back.
Interest on your student loans: The interest rate varies. Check the official website to know about the interest rates applied.